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Savings
Programs
| Certificate of Deposit**
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| Term |
A.P.Y. |
|
| 12 months |
1.30% |
$10,000 Minimum balance |
| 24 months |
1.75% |
$10,000 Minimum balance |
| 36 months |
2.15% |
$1,000 Minimum balance |
| Current as of 4/1/10 |
Rates subject to change without notice. |
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| Contact us for other rates and terms. |
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| Market Index Certificate
|
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$1,000 minimum |
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| MARKET RATES |
24 months |
Rate based on change in the Standard & Poor 500 |
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No early redemption. |
*Variable rate may change
after account is opened. Fees or other conditions may reduce
earnings.
**If funds are withdrawn, a lower rate may reduce earnings. Penalty may be
imposed for early withdrawal.
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